Attention homeowners in Canby and Clackamas County: Get an Appraisal today!

The top 7 reasons OR homeowners need Harper Appraisal Service, Inc.:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To reduce their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a OR divorce, where real estate property needs to be divided
To determine the true market value of property in question to settle an estate in Clackamas County or the state of OR

Do you own a home in or near Canby? Do you need help deciding the price of your real estate?
Contact Harper Appraisal Service, Inc..

At Harper Appraisal Service, Inc., we understand the special needs of a homeowner in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Harper Appraisal Service, Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

Need to remove PMI?

A popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. We're seasoned in helping homeowners just like you dismiss unneeded PMI insurance.

Challenging Clackamas county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that's going down. That means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Harper Appraisal Service, Inc. is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. Harper Appraisal Service, Inc. can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for precision, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Harper Appraisal Service, Inc. can help with that too. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.